Fire, First-Party and Subrogation

Burden & Hansen, LLC is experienced in handling fire losses, including major commercial and industrial losses, as well property damage and subrogation claims with respect to vehicles and boats.

We represent clients in defense of first-party actions involving allegations of arson and fraud, as well as third-party claims involving all types of fires and explosions. We also handle claims involving losses due to weather, business interruption, environmental loss, burglary and theft, and property damage stemming from motor vehicle accidents. We have handled cases involving properties valued in the millions of dollars.

In evaluating a first-party claim, we extensively investigate the cause and origin of the accident and the insured’s background. We work with insurance companies, experts and special investigation units to uncover every stone and determine what happened. We are skilled at conducting Examinations Under Oath to assist with handling issues involving possible denial or disclaimer of coverage. Our attorneys have extensive experience reading and interpreting insurance policy language and providing guidance to claims adjusters and clients regarding available defenses and policy exclusions.

We have an Emergency Response Team available 24/7 to respond and investigate a fire or explosion scene. This initial period after the incident can be critical for retaining experts, addressing issues of notice to all interested parties, coordinating inspections and the preservation of evidence. We work with a wide variety of cause and origin experts, forensic electrical experts, engineers and other experts to identify the source of the damage and prepare a solid defense.

Our attorneys are skilled at addressing the legal issues involved in these claims, and work to resolve them efficiently and in the most cost-effective way possible. The team at Burden & Hansen, LLC has the resources, creative tactics, proven experience and subject matter expertise necessary to manage complex and large-loss property damage and subrogation claims. When fair resolution of a claim is not warranted or not possible, our extensive experience as trial attorneys gives us the edge in the courtroom.